*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:#17202b;background:#fff;line-height:1.6}
.container{width:min(1180px,92%);margin:0 auto}.hero{background:linear-gradient(120deg,#071a2e 0%,#0f3558 55%,#173f64 100%);color:#fff;padding-bottom:70px}.nav{display:flex;justify-content:space-between;align-items:center;padding:24px 0}.brand{font-size:1.35rem;font-weight:800;color:#f1cb6b}.nav-links{display:flex;gap:22px;flex-wrap:wrap}.nav-links a{color:#fff;text-decoration:none;font-weight:700;font-size:.95rem}.hero-content{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;padding-top:55px}.hero-flyer img{width:100%;display:block;border-radius:18px;box-shadow:0 25px 60px rgba(0,0,0,.35);max-height:720px;object-fit:cover;object-position:top}
.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-weight:800;font-size:.78rem;color:#e8c363}.eyebrow.dark{color:#a67615}h1{font-size:clamp(3.2rem,6.5vw,6.6rem);line-height:.95;margin:.2em 0}.hero h1 span{color:#f0c96b}h2{font-size:clamp(2rem,4vw,3.4rem);line-height:1.08;margin:.25em 0 .7em}.hero-copy{font-size:1.2rem;max-width:700px;color:#edf3f8}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}.button{display:inline-block;text-decoration:none;font-weight:800;padding:14px 22px;border-radius:10px}.primary{background:#e9c46a;color:#102238}.secondary{border:1px solid #fff;color:#fff}
.section{padding:88px 0}.alt{background:#f6f2e8}.navy{background:#0c2643;color:#fff}.split{display:grid;grid-template-columns:1fr 1fr;gap:60px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:34px}.card{background:#fff;border:1px solid #e7e1d5;border-radius:16px;padding:26px;box-shadow:0 10px 26px rgba(0,0,0,.04)}.card h3{margin-top:0;color:#153c61}.disclaimer{font-size:.9rem;color:#6f7780;margin-top:22px}
.partner-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:55px;align-items:start}.partner-box{background:#f6f2e8;border-left:5px solid #d2a84a;border-radius:14px;padding:30px}.partner-box h3{margin-top:0}.partner-box ul{padding-left:20px}.statement{text-align:center;max-width:950px}.statement h2{margin-left:auto;margin-right:auto}.contact{display:grid;grid-template-columns:1.2fr .8fr;gap:50px}.contact-box{background:#0c2643;color:#fff;padding:30px;border-radius:16px}.contact-box a{color:#f3d37b;text-decoration:none;font-weight:800}
footer{background:#071a2e;color:#d7e1ea;padding:28px 0}.footer-inner{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.9rem}
@media(max-width:900px){.hero-content,.split,.partner-grid,.contact{grid-template-columns:1fr}.hero-flyer{order:-1}.hero-flyer img{max-height:580px}.cards{grid-template-columns:1fr 1fr}.nav{align-items:flex-start;gap:20px}.nav-links{justify-content:flex-end}}
@media(max-width:620px){.cards{grid-template-columns:1fr}.nav-links{display:none}.hero-content{padding-top:25px}.section{padding:68px 0}}

.service-heading{margin-top:38px;color:#153c61}.partner-services{margin-top:54px}.partner-cards .card{background:#fffaf0}
.referral{background:#fff}.referral-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:55px;align-items:center}
.referral-box{background:#f6f2e8;border:1px solid #e2d8c3;border-radius:16px;padding:30px}.referral-box h3{margin-top:0;color:#153c61}
.referral-box a{color:#153c61;font-weight:800;text-decoration:none}.small{font-size:.86rem;color:#66717b}
.independent-note{background:#eae6dc;padding:22px 0;font-size:.82rem;color:#56606a}.independent-note p{margin:0}
@media(max-width:900px){.referral-grid{grid-template-columns:1fr}}